Open a free digital Zirtue account and get it verified with our secure and encrypted process.
Set a custom loan amount or choose Direct-Bill Pay. With Direct-Bill Pay, funds go straight to a provider.
Send the request to one of your contacts, or select a new contact by entering a phone number.
Choose a repayment date that works for you and see exactly how much interest applies to the loan.
You sent a $1,000
Loan Request to Zack
We know that financial situations can sometimes be unpredictable, but the way we handle it doesn’t have to be.
Lend financial help to friends and family in one easy space. You’ll help them, and Zirtue helps you get paid back automatically.
You’ve just accepted
Zoey’s Loan Request
You pay $336.11 in total
with $4.18 interest
You pay $336.11 in total
with $2.80 interest
You pay $336.11 in total
with $1.40 interest
Select the amount and choose a repayment date that works for you. With monthly reminders and digital tracking, we do the work for you.
Add a personal note along with the request
to track the reason for your loans easily.
Utilities, rent, groceries, car payments… you name it!
Friend
Thanks for your help, Zack! I took the time to secure our loan with Zirtue. If you haven't already, download the app
Send messageReason for your loan
Every Zirtue bank account comes with a free in-app Mastercard digital card. Use your card to send, receive, and spend money in real-time!
We’ll text you the link to download the Zirtue app.